Finance & Wealth
EMI, SIP, FD, EPF, tax and net-worth calculators that show the formula and the full breakdown, not just a number. Nothing you type is sent anywhere.
Every calculator here shows its working: the formula used, the intermediate values, and the assumptions baked into the result. Money maths is worth checking, so we make it checkable. All calculations execute client-side using IEEE 754 floating-point arithmetic with zero server calls.
Loans and EMI
All of these solve the reducing-balance repayment equation; they differ in their specific parameters. Start with the calculator that matches your loan category for accurate default rates, processing fees, and amortization schedules.
EMI Calculator
Calculate monthly loan repayments, total interest, and view a detailed amortization schedule.
Open the emi calculatorUniversal Loan Repayment Calculator
Calculate monthly payments, total interest, and total outlay for any loan.
Open the universal loan repayment calculatorHome Loan EMI Calculator
Calculate home loan EMIs, down payment %, and tax benefits under Sec 24 & 80C.
Open the home loan emi calculatorMortgage Payment Calculator
Estimate a fixed-rate mortgage with explicit fees and housing costs.
Open the mortgage payment calculatorCar Loan EMI Calculator
Calculate auto loan monthly payments with down payment, trade-in, and interest.
Open the car loan emi calculatorBike & Two-Wheeler Loan EMI Calculator
Calculate bike loan monthly EMI with ex-showroom price, down payment, and RTO fees.
Open the bike & two-wheeler loan emi calculatorPersonal Loan EMI Calculator
Calculate monthly personal loan EMIs, processing fees, and net borrowing costs.
Open the personal loan emi calculatorEducational Loan EMI Calculator
Calculate student loan EMIs with moratorium/grace period & Section 80E tax benefits.
Open the educational loan emi calculatorGold Loan EMI Calculator
Calculate monthly EMI repayments and total interest for gold-backed loans.
Open the gold loan emi calculatorBusiness Loan EMI Calculator
Calculate monthly EMI and total borrowing costs for commercial and working capital loans.
Open the business loan emi calculatorCredit Card EMI Calculator
Calculate credit card purchase EMI conversion costs, interest rates, and processing fees.
Open the credit card emi calculatorInvesting and returns
Projection tools for future wealth accumulation and return verification for past investments. Compare SIP vs lump-sum allocations, measure true CAGR across volatile markets, or compute IRR for periodic cash flows.
SIP Step-Up Calculator
Calculate mutual fund wealth accumulation with annual step-up increments.
Open the sip step-up calculatorCrypto Profit / Loss Calculator
Calculate cryptocurrency buy/sell trade profits, ROI %, and fees.
Open the crypto profit / loss calculatorSIP Investment Calculator
Forecast your mutual fund SIP wealth growth with expected annual returns over time.
Open the sip investment calculatorMutual Fund Return Calculator
Calculate lump sum and SIP mutual fund growth and future maturity returns.
Open the mutual fund return calculatorSWP Calculator
Calculate Systematic Withdrawal Plan monthly income payouts and remaining mutual fund corpus.
Open the swp calculatorCAGR Calculator
Calculate Compound Annual Growth Rate for multi-year investments.
Open the cagr calculatorIRR Calculator
Calculate Internal Rate of Return for multi-year investment cash flows.
Open the irr calculatorROI Calculator
Calculate Return on Investment percentage and net monetary gain from capital investments.
Open the roi calculatorDividend Yield & Income Calculator
Calculate annual passive dividend payouts and dividend yield percentages.
Open the dividend yield & income calculatorStock Average Calculator
Calculate average buy price when purchasing additional stock shares.
Open the stock average calculatorCompound Interest Calculator
Calculate long-term compound growth with initial principal and monthly additions.
Open the compound interest calculatorSimple Interest Calculator
Calculate simple interest (I = P*R*T/100) with tenure in years, months, or days.
Open the simple interest calculatorInterest Calculator (Simple vs Compound)
Compare simple vs compound interest growth across various compounding frequencies.
Open the interest calculator (simple vs compound)Deposits, provident funds and retirement
Fixed-return instruments and long-horizon retirement planning. We account for statutory compounding rules including quarterly bank compounding, 15-year PPF lock-in schedules, and NPS annuity allocations.
Sukanya Samriddhi Yojana (SSY) Calculator
Calculate SSY scheme interest returns and maturity corpus.
Open the sukanya samriddhi yojana (ssy) calculatorFD Return Calculator
Calculate Fixed Deposit maturity returns, quarterly interest, and senior citizen boost.
Open the fd return calculatorRD Return Calculator
Calculate Recurring Deposit maturity wealth with monthly contributions & compounding.
Open the rd return calculatorPPF Calculator
Calculate Public Provident Fund maturity corpus, interest, and EEE tax savings.
Open the ppf calculatorEPF Calculator
Calculate Employee Provident Fund maturity wealth and accumulated retirement interest.
Open the epf calculatorNPS Calculator
Calculate National Pension System retirement wealth, lump sum withdrawal, and monthly annuity.
Open the nps calculatorGratuity Calculator
Calculate lump sum gratuity benefit payable upon completing 5+ years of service.
Open the gratuity calculatorRetirement Scenario Calculator
Compare retirement targets and contribution growth assumptions.
Open the retirement scenario calculatorSalary and tax
Deconstruct annual CTC packages into take-home pay, compare old vs new income tax slabs, and determine exact HRA exemptions under Section 10(13A).
India Salary Calculator
Estimate salary-only take-home pay in INR for FY 2025–26.
Open the india salary calculatorIndia Salary Income Tax Calculator
Calculate FY 2025–26 new-regime salary tax in INR.
Open the india salary income tax calculatorHRA Exemption Calculator
Calculate tax-exempt House Rent Allowance under Section 10(13A) of Income Tax Act.
Open the hra exemption calculatorGST Calculator
Calculate inclusive and exclusive GST tax amounts with CGST & SGST breakdown.
Open the gst calculatorBusiness and pricing
Unit economics and commercial calculations: determine break-even sales volume, compare gross profit margins against markups, and calculate tiered sales commissions.
Meeting Cost Calculator
Calculate real-time financial burn rates and costs of meetings.
Open the meeting cost calculatorBreak-even Analysis Calculator
Calculate exact sales unit volume and revenue needed to cover fixed and variable costs.
Open the break-even analysis calculatorProfit Margin Calculator
Calculate gross profit margin percentage and cost price markup ratios.
Open the profit margin calculatorDiscount & Sale Price Calculator
Calculate final sale price and monetary savings from percentage discounts.
Open the discount & sale price calculatorCommission Calculator
Calculate sales commission earnings payout and net seller proceeds.
Open the commission calculatorPersonal balance sheet
Track your financial health today before planning future goals: aggregate assets and liabilities for true net worth and calculate your emergency fund runway.
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Every tool on this page runs entirely in your browser. Your files and data never leave your device — no uploads, no server processing, no tracking. Works offline after first load.