Free online finance tool
Forecast Recurring Deposit (RD) maturity wealth from monthly installments with quarterly compounding interest rules.
Enter your monthly deposit amount, interest rate, and tenure. The calculator computes your maturity value, accounting for the fact that each monthly deposit earns interest for a different duration.
Total Invested: $180,000
Calculate Recurring Deposit maturity wealth with monthly contributions & compounding. Yuitility keeps the workflow fast and focused, so you can complete the job without creating an account.
Frequently asked questions about calculation formulas, privacy, and usage.
Since RD deposits are made monthly rather than as a lump sum, each installment earns interest for a shorter period than the full tenure, resulting in a lower effective annualized return than an FD at the same stated rate.
Most banks allow premature withdrawal, but usually with a penalty (reduced interest rate) — check your bank's specific terms.
Yes, similar to FD, RD interest is taxable as income at your applicable slab rate in India.
No. Calculations execute strictly client-side with zero data uploads.
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