Free online finance tool
Calculate bank Fixed Deposit (FD) maturity amounts with quarterly compounding, interest earned, and senior citizen interest rate boosts (+0.5%).
Enter your deposit amount, interest rate, and tenure. The calculator computes your maturity value based on the compounding frequency (typically quarterly for Indian bank FDs).
Total Interest Earned: $48,109
Calculate Fixed Deposit maturity returns, quarterly interest, and senior citizen boost. Yuitility keeps the workflow fast and focused, so you can complete the job without creating an account.
Frequently asked questions about calculation formulas, privacy, and usage.
Most Indian banks compound FD interest quarterly, though this varies — check your specific bank's terms, since monthly vs quarterly compounding changes your maturity value.
Yes, in India, FD interest is added to your taxable income and taxed at your applicable slab rate, with TDS deducted by the bank if interest exceeds the threshold.
Cumulative FDs reinvest interest and pay out the full amount at maturity; non-cumulative FDs pay interest periodically (monthly/quarterly) as income instead.
Yes, it works for standard resident FDs as well as NRE and NRO fixed deposits.
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