Free online finance tool
Calculate 15-year Public Provident Fund (PPF) maturity wealth, annual interest accrual, block extensions, and 100% tax-free EEE returns.
Enter your annual contribution amount and the calculator projects your PPF balance over the standard 15-year tenure, including compounded interest and applicable tax benefits.
Exempt-Exempt-Exempt: Contributions qualify for Sec 80C, interest earned is tax-free, and maturity payout is 100% tax-free.
Total Invested: ₹22,50,000 over 15 yrs
Calculate Public Provident Fund maturity corpus, interest, and EEE tax savings. Yuitility keeps the workflow fast and focused, so you can complete the job without creating an account.
Frequently asked questions about calculation formulas, privacy, and usage.
Interest is compounded annually but calculated monthly based on the lowest balance in your account between the 5th and last day of each month.
Since interest is calculated on the lowest balance between the 5th and month-end, depositing before the 5th ensures that month's contribution earns interest starting that same month, rather than missing out.
No — PPF falls under the EEE (Exempt-Exempt-Exempt) tax category in India, meaning contributions, interest earned, and maturity proceeds are all tax-free, subject to applicable limits.
The maximum contribution allowed in a PPF account is ₹1.5 lakh per financial year.
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