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Project regular monthly cash payouts from mutual fund investments using a Systematic Withdrawal Plan (SWP).
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Finance & Wealth
Project regular monthly cash payouts from mutual fund investments using a Systematic Withdrawal Plan (SWP).
Enter your initial mutual fund corpus, monthly withdrawal amount, expected return rate, and tenure. The calculator projects total cash payouts received and remaining balance using client-side compound interest math.
Calculate Systematic Withdrawal Plan monthly income payouts and remaining mutual fund corpus. Yuitility keeps the workflow fast and focused, so you can complete the job without creating an account.
So you can check the result rather than take it on trust.
Balanceₘ = Balanceₘ₋₁ × (1 + i) − W
A ₹50,00,000 corpus at an assumed 8% annual return, two withdrawal rates.
At ₹30,000 the corpus does not deplete — after 20 years it has grown to about ₹69,63,401. At ₹40,000 it runs out in roughly 22 years and 6 months.
A ₹10,000 difference in monthly withdrawal is the difference between a corpus that lasts forever and one that ends. The threshold is the point where withdrawal crosses the return the corpus generates — find that line before fixing your SWP amount.
This model applies a steady return. In reality a poor first few years while you are withdrawing does permanent damage, because you sell units cheaply and they are not there to recover. A corpus that survives on average can still fail on a bad sequence.
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Calculate regular monthly income payouts and remaining corpus value.
Total Payout Received
$96,000
